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Blog Collection

What is Tax Saving Fixed Deposit? How Does a 5-Year Tax Saving FD Work?

Updated on Monday, October 5th, 2026 | By IndusInd Bank

What is Tax Saving Fixed Deposit? How Does a 5-Year Tax Saving FD Work?

Summary A Tax Saving Fixed Deposit is a special type of fixed deposit that offers tax benefits while helping investors earn guaranteed returns. Tax-saving FDs come with a mandatory lock-in period of five years, during which premature withdrawals are generally not permitted. Investments made in eligible tax-saving FDs can qualify for deductions under applicable provisions…

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Category : Fixed Deposit

What is Auto Renewal in Fixed Deposit?

Updated on Monday, October 5th, 2026 | By IndusInd Bank

What is Auto Renewal in Fixed Deposit?

Summary Auto-renewal in a Fixed Deposit (FD) is a facility that automatically renews your FD for a fresh tenure once it matures, helping you continue earning interest without any action from your end. Auto-renewal ensures uninterrupted growth of your savings, while manual renewal gives you greater control over tenure, amount and interest rate decisions. Before…

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Category : Fixed Deposit

Boost Your Returns: The Power of Laddering Fixed Deposit Investments

Updated on Tuesday, September 29th, 2026 | By IndusInd Bank

Boost Your Returns: The Power of Laddering Fixed Deposit Investments

Summary Fixed deposit laddering involves spreading your funds across multiple FDs with different tenures instead of locking them into a single FD. This approach maximises returns, improves liquidity, and reduces interest rate risks. IndusInd Bank offers attractivefixed deposit interest rates along with flexible tenure options, auto-renewal features, and a 100% online application process. Fixed deposits…

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Category : Fixed Deposit

Difference Between a Certificate of Deposit and Fixed Deposit

Updated on Tuesday, September 29th, 2026 | By IndusInd Bank

Difference Between a Certificate of Deposit and Fixed Deposit

Summary A certificate of deposit and a fixed deposit are both popular debt instruments that offer assured returns for a specified tenure. Certificates of Deposit, which are controlled by the RBI, have a maximum investment period of 12 months and offer a comparatively higher rate of interest. Fixed deposits are known for their flexibility in…

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Category : Fixed Deposit

Fixed Deposits for Senior Citizen: How to Use Sweep in/Sweep Out Facility?

Updated on Tuesday, September 29th, 2026 | By

Fixed Deposits for Senior Citizen: How to Use Sweep in/Sweep Out Facility?

Summary Sweep-In/Sweep-Out facility links a savings account with a fixed deposit. Senior citizens can earn FD interest rates on surplus balances and the auto-reverse sweep facility provides seamless access to funds when required. Senior citizens may be eligible for preferential FD interest rates offered by banks. It is suitable for retirees seeking both accessibility and…

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Category : Fixed Deposit

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