Rates

Login
  • Products
    Savings Account
    Salary Account
    • Corporate Salary Account

    • Convenient banking with enhanced benefits to suit the needs of our corporate salary customers

    Current Account
    • Fixed Deposit

    • Secure your money and watch it grow. Flexible tenures and attractive interest rates

    • Senior Citizen Scheme

    • Age is no excuse. Exciting benefits and higher interest rates to make your money work harder

    • Vehicle Loans

    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

    • Affordable Home Loans

    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • Loan Against Property

    • Expand your business, pay for further education or meet medical needs with a Loan against Property

    • Gold Loan

    • Put the power of gold to work. Instant financing with minimum documentation

    • Home Loan

    • Customisable home loan designed for our customers

    • Agri Loan

    • Enabling farmers to meet their credit needs, instantly Sow the seeds of a brighter future with a loan designed to help farmers

    • Personal Loan

    • Now nothing can hold back your aspirations. Instant Personal Loans with attractive EMIs

    • Medical Equipment Loan

    • Develop your healthcare facility and equip it with the latest technology in the industry

    • Credit Card

    • Discover endless benefits and privileges with our range of Credit Cards to suit your needs

    • Loan on Credit Card

    • Indus Easy Loan is a very convenient and quick option to get ready cash when you need it the most. Indus Easy EMI facility gives you the option to convert your high value credit card purchases into easy and flexible EMIs.

    • Duo Card

    • A single card that’s double the awesome! Get a credit and debit card in one

    • Debit Card

    • Make fast and secure payments on the go, wherever you are, with ease!

    • Commercial Cards

    • IndusInd Bank’s Corporate Card is designed to keep the organization’s cost objectives in mind. With this primary objective, our Corporate Cards can monitor & control employee expenses in addition to making re-conciliation hassle free.

    • Prepaid Card

    • Give your loved ones a gift that suits every occasion – the freedom of choice!

    • Forex Card

    • Carry convenience and security to wherever in the world choose to you go

    • My Family & Me

    • Protect what really matters. Avail of insurance for your whole family

    • My Business

    • Whatever your business, whatever its size – we have a solution that fits

    Your Investment Planner
    • Goal Calculator

    • Get smart and plan ahead. Calculate monthly instalments, investments and more

    • Mutual Funds

    • Investing gets easier when you have a systematic investment plan and a clear direction

    • Alternate Products

    • Diversify and customize your investments with the help of your fund manager

    • ASBA

    • Guiding you every step of the way as you unlock the potentials of your investments

    • Debit Card

    • Avail of the finest selections of debit cards to make payments on the go and online

    • Prepaid Card

    • One Card, Many Uses. Shop, Dine, Pay and Enjoy the Benefits of Convenience

    • Forex Card

    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • FASTag

    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Quick Pay

    • Reward, gift or surprise! Make instant transfers with QuickPay in minutes

    • Bharat QR

    • Scan. Pay. Go. Bharat QR is the newest, fastest way to pay!

    • Debit Card EMI

    • Power your purchase with a Debit Card EMI transaction without blocking your account balance and no processing fee. A safe and convenient way to do transactions with ease of repayments in EMI.

    • Forex Card

    • Why count currency when you can count experiences with a Multi-currency Forex Card

    • Inward Remittances

    • Initiate wire transfer from your local bank through their online / offline facility mentioning our correspondent bank details.

    • Fx Retail – Online

    • An online platform for anonymous, order-based dealing in USDINR (Cash/Tom/Spot).

    • What is PMJDY

    • Let nothing hold you back from forging your path to prosperity

    • Social Security

    • Designed with the best interest of you and your community at heart

    • Financial Literacy

    • Investing in your financial education so you can invest in your future

  • Make Payments
    • Credit Card Payment

    • Enjoy the ease of paying with your credit card…. And the exclusive privileges that come with it

    • Click Pay

    • Now pay your vehicle loan and affordable home loan EMIs with ease in just a few clicks.

    • Send Money Abroad

    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • SecurePay

    • Pay your insurance premium in a safe and secure manner instantly.

    • Bill Payment

    • Set up, automate, go! Never remember another bill due date again!

    • E-Mandate

    • Don’t worry about remembering due dates anymore. Set up an eMandate and let your EMIs be paid automatically

    • Payment NEFT / RTGS Facility

    • Make your Personal Loan/Business Loan account payment from any bank which offers NEFT / RTGS facility on their internet banking.

  • Digital Banking
    • Indusnet

    • Enjoy the freedom of managing your finances anywhere, anytime

    • IndusMobile

    • We shrank the bank to fit your phone. Access a suite of banking services on the go

    • IndusSmart

    • IndusSmart is an online Mutual Fund platform by IndusInd Bank to help its account holders learn, invest and plan for their investment goals.

    • Google Pay

    • Make smart, simple and secure digital payments via IndusInd Bank Cards on Google Pay

  • Apply Online
    • Personal Loan

    • Apply for a Personal Loan to meet your immediate cash needs

    • Vehicle Loans

    • Easy and flexible finance options for vehicles, ranging from two wheelers, cars, commercial vehicles, earth movers to farm equipment

    • Fixed Deposit

    • Open a fixed deposit online and maintain it online, too.

    • Mutual Funds

    • Save yourself the paperwork. Invest in mutual funds online

    • Insurance - IndiQwik

    • IndiQwik offers you easy insurance at preferential premium in just a few clicks!

    • Forex Card

    • A smart, efficient Forex Card so you enjoy your travels

    • Affordable Home Loans

    • Your dream home is now in your budget. Super quick disbursals and attractive interest rates.

    • FASTag

    • Cruise through toll plazas with FASTag, a cashless, convenient way of paying toll tax

    • Send Money Abroad

    • Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home.

    • Udyam Registration

    • Register for Udyam or update your Udyog Aadhaar and avail priority sector lending benefits by as offered by the Government of India.

  • Vehicle Auction
    • Indus EasyWheels

    • Pre-owned vehicle sales platform. Now bid for your favorite pre-owned cars and two-wheelers, anytime anywhere.

    • Register Now

    • Register on Indus EasyWheels completely FREE of cost with just your email ID and phone number

    • Login

    • Login to your Indus EasyWheels account

    • Blogs

    • Detailed analysis, industry news and interesting hacks to help expedite your journey to own your pre-owned vehicle

    • View all vehicles

    • We offer 360 degree vehicle information, inspection report and much more for you to make the right choice.

    • View all Two-Wheelers

    • View and select from our range of pre-owned two-wheeler vehicle options up for bidding

    • View all Cars

    • Choose from our range of pre-owned cars vehicle options up for bidding

    • FAQs

    • Have doubts? Here’s a set of frequently asked questions to help you get started.

  • Reach Us
    Help Centre
    • Forms & Documents

    • Complete your formalities. Here’s everything you need in one place.

    • Charges & Fees

    • The most efficient personal banking services by IndusInd Bank

    • Contact Us

    • Need help? Simply connect to an IndusInd representative

    • Locate Us

    • Find out where your nearest IndusInd Bank is

    • FAQ's

    • Got questions? We have answers! Browse through our FAQs

    • Feedback

    • You make us better. Your opinion matters.

Fixed Deposit

SELECT YOUR CATEGORY

Innovation

Beyond Business

Investment

Trends

Manage Your Finance

Manage Your Finance

MSME

MSME

Savings Account

Savings Account

Credit Card

Credit card

Personal Loan

Personal Loan

Business Loan

Business Loan

Current Account

Current Account

Fixed Deposit

Fixed Deposit

Calculators

Calculators

Fraud Prevention

Fraud Prevention

Blog Collection

Boost Your Returns: The Power of Laddering Fixed Deposit Investments

Updated on Tuesday, September 29th, 2026 | By IndusInd Bank

Boost Your Returns: The Power of Laddering Fixed Deposit Investments

Summary Fixed deposit laddering involves spreading your funds across multiple FDs with different tenures instead of locking them into a single FD. This approach maximises returns, improves liquidity, and reduces interest rate risks. IndusInd Bank offers attractivefixed deposit interest rates along with flexible tenure options, auto-renewal features, and a 100% online application process. Fixed deposits…

Share This:
Read more
Category : Fixed Deposit

Difference Between a Certificate of Deposit and Fixed Deposit

Updated on Tuesday, September 29th, 2026 | By IndusInd Bank

Difference Between a Certificate of Deposit and Fixed Deposit

Summary A certificate of deposit and a fixed deposit are both popular debt instruments that offer assured returns for a specified tenure. Certificates of Deposit, which are controlled by the RBI, have a maximum investment period of 12 months and offer a comparatively higher rate of interest. Fixed deposits are known for their flexibility in…

Share This:
Read more
Category : Fixed Deposit

Fixed Deposits for Senior Citizen: How to Use Sweep in/Sweep Out Facility?

Updated on Tuesday, September 29th, 2026 | By

Fixed Deposits for Senior Citizen: How to Use Sweep in/Sweep Out Facility?

Summary Sweep-In/Sweep-Out facility links a savings account with a fixed deposit. Senior citizens can earn FD interest rates on surplus balances and the auto-reverse sweep facility provides seamless access to funds when required. Senior citizens may be eligible for preferential FD interest rates offered by banks. It is suitable for retirees seeking both accessibility and…

Share This:
Read more
Category : Fixed Deposit

How Sweep-In Works: Which Deposit Breaks First and Why It Matters for Your Returns

Updated on Tuesday, September 22nd, 2026 | By

How Sweep-In Works: Which Deposit Breaks First and Why It Matters for Your Returns

Summary The Auto-Sweep facility automatically transfers surplus funds from your savings account to a fixed deposit (also known as Sweep Out) and moves funds back from the fixed deposit to the savings account (also known as Sweep In) whenever there is a balance shortfall. You can also link your existing FDs to your savings account…

Share This:
Read more
Category : Fixed Deposit

Understanding Important Fixed Deposit Rules & Regulations

Updated on Wednesday, September 16th, 2026 | By IndusInd Bank

Understanding Important Fixed Deposit Rules & Regulations

Summary Understanding FD rules around tenure, premature withdrawal, interest rates and auto-renewal can help investors maximise returns and avoid unnecessary penalties. FD interest is taxable, and investors should be aware of TDS rules, available tax-saving options and the use of Form 15G/15H where applicable. Additional features such as nomination facilities, loans against FDs and deposit…

Share This:
Read more
Category : Fixed Deposit

Copyright © 2024 IndusInd Bank. All Rights Reserved.